Fix the real problem (it's you)

by Dave Ramsey -- Dear Dave, I've heard you tell people to avoid debt consolidation companies. Why do you think debt consolidation is such a bad thing? Tom Dear Tom, The main more…

Whose money before and after wedding?

by Dave Ramsey -- Dear Dave, I'm getting married this summer, and I'm on Baby Step 4 of your plan. My fiancée is getting onboard with your advice, too, and she's currently more…

An insurance company for investing?

by Dave Ramsey -- Dear Dave, I'm single and a firefighter, and we have a pension plus a 457(b) retirement plan. I'm not contributing to the 457(b) right now, because I'm following more…

Pay off that debt -- then save

by Dave Ramsey -- Dear Dave, I just realized our insurance has a health savings account (HSA) option. We've considered dropping this insurance soon and going to a cheaper Christian medical sharing more…

0% financing is OK, right?

by Dave Ramsey -- Dear Dave, I know you're against financing purchases. However, is it OK to finance things like furniture at 0 percent interest? Detrick Dear Detrick, We just finished an more…

Racing toward Armageddon

by Dave Ramsey -- Awhile back I was getting a lot of robo calls, so I found a feature on my phone that can block them. Before long I was blocking a more…

Loans for college are never needed

by Dave Ramsey -- Dear Dave, My mom is single, and she co-signed on my student loans for college. Would it affect her credit if I couldn't or didn't make the payments? more…

Loans from family: Risky business

by Dave Ramsey -- Dear Dave, My father-in-law wants to help us with our mortgage. We've been working hard to pay off our home early, and we've reduced what we owe to more…