The wasteful timeshare dance

by Dave Ramsey -- Dear Dave, How do you feel about timeshares and the free trips and dinners they offer as part of their sales pitches? Is it possible to win with more…

Retirement funds for 75-year-old mom

by Dave Ramsey -- Dear Dave, My mom is 75, and I'm the executor of her estate. She has $500,000 in retirement accounts, and the only debt she has is around $70,000 more…

3-year stock market investing?

by Dave Ramsey -- Dear Dave, I'm almost debt-free, and I'll be finishing my master's degree soon. I'm not from this country, so I'll be returning home in the next three to more…

Whoa! 20% retirement withholding?

by Dave Ramsey -- Dear Dave, I'm on Baby Step 1 of your plan, and I work at a community college that takes a mandatory 20 percent from our pay for retirement. more…

The 'loan from family' trap

by Dave Ramsey -- Dear Dave, I'm on Baby Step 4 of your plan. I'm debt-free, and I'm currently putting lots of money toward retirement. Now, I want to go back to more…

What do I do with this $90K?

by Dave Ramsey -- Dear Dave, My husband and I are completely debt-free, and we're saving up for our first house. We currently have about $90,000 in savings, and we'd like to more…

Finance a car? Seriously?

by Dave Ramsey -- Dear Dave, I'll be graduating from college with no debt in a couple of weeks, and I have a good job waiting for me in January. During the more…

Getting ready for the Baby Steps

by Dave Ramsey -- Dear Dave, I like your plan, and I'm ready to get control of my finances. Should I catch up on past due bills before saving $1,000 for the more…

The truth about home warranties

by Dave Ramsey -- Dear Dave, Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency more…